Download and complete the Loan and Indemnity Letter (LoU) through the following:
(i) Malaysian Citizens: https://www.kln.gov.my/documents/8390448/8392184/Doc+A_Flowchart+BM_Garis+Panduan.pdf/3c6a23eb-4806-4131-afe7-9f14f9ef5a9c
(ii) Non-Malaysian Citizens / Permanent Resident / Self-Paying Malaysian Citizen: https://www.kln.gov.my/documents/8390448/8392184/Doc+D_Flowchart+BI_2/ac9c75b3-4924-4d0c-b7c9-e7c90c75b343